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So here are the top free prepaid cards and low fee prepaid cards to consider.A prepaid credit card works very similar to a bank debit or ATM card.And if you know of other prepaid card offers that you think should be added to the list, please leave a comment. I'm at Day 26 in your 31 day money challenge podcast. I've been looking for a comprehensive guide to all-things-money and this has been so informative." --Danielle Get Instant Access!Editorial Disclosure: This content is not provided by American Express. The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.You can add money to the prepaid card and use it anywhere Visa or Master Card debit cards are accepted.
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Prepaid credit cards offer several benefits beyond a simple ATM card.
Perhaps the key benefit is direct deposit of paychecks, government checks, and benefit checks.
As a result, prepaid cards can be used anywhere that Visa debit or Master Card debit cards are accepted (which is just about everywhere).
You can also use prepaid cards at ATM machines to withdraw cash.